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3 installments without interest, at 0% APR.
Spread the cost of your purchase over 3 interest-free installments charged monthly to your debit or credit card. Enjoy a smooth shopping experience with the flexibility to pay later or split the payment into 3 installments.
How does it work?
Divide the cost of your purchase and pay comfortably in 3 interest-free installments, 0% APR, 0% fixed interest rate. Here’s a representative payment example for a purchase of €150:
At the time of payment
It’s as easy as any other online purchase with a card. Select the option to pay in 3 interest-free installments and enter your debit card details. You will only need to enter them the first time you shop with Klarna. Subject to Klarna's approval. The minimum and maximum purchase amount varies by merchant.
At the time of payment
Once the merchant confirms that the order is on its way, we will charge you the amount of the first installment. We will send you a message when the payment has been processed.
Split your payments
We will charge you one installment each month until the total amount of the purchase is completed. We will notify you well in advance so you can add money to your card if necessary.
Total freedom to shop online.
Paying in installments allows you to spread the costs over time so you can buy what you need without straining your budget.
- Payments are automatically charged every 30 days.
- You can manage purchases and check your orders in the Klarna app